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Insurance for Computers

When you own a computer – be it a laptop or a PC – it is a good idea to insure it against theft and accidental damage that is done to it beyond the limits of normal wear and tear.  Computer insurance is not a new concept but with the rise in computer theft around the world, it is becoming more prevalent and more people are investing in this protective measure.  Yes you can get an extended warranty contract for your computer, but that will own cover certain things and usually damage beyond normal wear and tear is not one of them.  Insurance for computers protect your system in the event of theft and damage and circumstances beyond your control.

It’s a good idea to contact the insurance agent who holds your homeowner’s insurance to get a computer insurance quote for your system.  They will be able to tell you how much it would cost to add a rider to your current insurance to cover your computer.  Many homeowners’ insurance policies do not provide enough coverage to replace the system if needed.  Plus you should look into business computer insurance if the computer you use is issued to your through your place of employment as business machines are not normally covered under your homeowner’s policy.

In addition to an insurance policy you should look into some of the following other options to keep your computer protected:

  1. Manufacturer’s warranties will cover defective parts and hardware that malfunctions because of faulty parts.  These policies cover anything that goes wrong with your system because of the manufacturer.
  2. Extended warranties cover defective parts as well as things such as breakages, power surges, and water spills.

One of the biggest questions people ask is what is not covered under the warranties and pc insurance policy.  Here is a list of a few things we know of:

  • Rust or corrosion
  • Pest damage
  • Environmental elements like cold, heat, dust, dampness, etc.
  • General wear and tear
  • Illegal acts
  • Data recovery
  • Program re-installation
  • Equipment that you are selling or leasing to other people
  • Intentional damage you cause
  • War

 

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Policy

Laptop Cost

Premium
Standard
Up to £600
£3.99
Executive
Up to £1200
£6.99

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Pay Annually by Credit/Debit Card

Would you like laptop computer insurance for travelling abroad?

Computer insurance offers worldwide cover, perfect for your summer holiday!

Do you want laptop computer insurance for your son or daughter going to University?

Laptop Insurance offers computer insurance protection for all your family!

With laptop computer insurance you are able to have the peace of mind knowing that if you damage your laptop computer, and you have our insurance in place, you will get your stolen/damaged/dropped/smashed laptop computer replaced within 48 hours.

You are also able to take your expensive laptop computer wherever you want to go and still have the laptop computer insurance cover in place. If you want to go on holiday then you can take your computer with you and if you damage it, you will be able to claim accordingly.

Despite our cheap computer insurance being only £3.99 per month, you can still be assured that the cover is comprehensive and will offer your laptop computer the cover needed.

Laptop Insurance.org.uk is registered in EC1 London, Company Registration 06543659. TEZ Internet Marketing is an authorised advertiser of GadgetCover which is administered by Supercover Insurance who are authorized and regulated by The Financial Services Authority

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